Mortgage ID are independent Mortgage, Loan and Insurance brokers with advisers serving all of Wales and England from our offices in Cardiff and Oxford.

Mortgage ID is authorised and regulated by the Financial Services Authority for pure protection, residential mortgages, commercial mortgages, loans and general insurance business. We do not charge a fee for residential or commercial mortgage advice; however there is an administration fee payable for submitting your application. The typical administration fee is £495 of which £200 is payable at the time of submission. For applicants requiring impaired credit lending the typical fee is £795 or 1% of the mortgage loan. For Buy to Let and Commercial Mortgages a fee £695 or .5% of the mortgage loan size applies of which 50% is payable on application with the balance payable on completion. Mortgage ID does not charge a fee for protection advice, we derive our income from the commission received. However, should a case be cancelled after submission, we reserve the right to charge a fee at that time.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.