The internet and financial watchdog organisations like the Financial Services Authority (FSA - Money Made Clear) have empowered consumers to make financial decisions for themselves. We are 100% behind these developments, consumers should take a bigger interest in their finances. But when it comes down to selecting a mortgage product, are you sure you have found the best deal because a mistake could cost you a lot of money and limit your flexibility. At Mortgage ID we still believe that there is no substitute for professional advice, even if the advice simply confirms your own findings.
Mortgage ID are professional brokers. We will find the best deal for you and guarantee our recommendation in writing. We can say with confidence born of experience - if you source a mortgage for yourself from the net or via your personal bankers, without involving a professional it is highly likely that you will end up paying more.
There are over eight thousand individual mortgage products available to us and most change every two weeks. Unless you have the skill, the contacts and access to professional sourcing software, it is very easy for you to miss a real gem. Mortgage ID invests heavily in modern technology and works with all UK lenders. We can explore every possible product scenario in a fraction of the time it would take you.
No stone is left unturned checking every bank, building society, and specialist lending institution looking for the best deal for you. This is important because many lenders only deal through intermediaries and you would not see these if you relied on the web.
We are very cost effective too. Our advice and experience is COMPLETELY FREE to our clients. If you wish, we will visit you in your home or office to gather information and to present our solution. We will explain the process clearly, outline all the lender's and solicitor's costs in writing and answer your questions in a language you will understand. If you decide you want us to handle your application you the lender we will be delighted to do so. We may need to charge you a fee to do this but this will depend on the complexity of the case and the size of the fee the lender pays us for work we do for them. If we need to charge a fee, we will always discuss this with you and put the cost in writing before we proceed. For more information on our fee scale click here and scroll down to Brokerage fee
 
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