First Time Buyer Mortgages – We’ll find the right deal for you!

Buying your first home is probably the biggest financial decision you’ve ever made. Because it’s not something you do every day it’s very likely that there is much you don’t understand. Selecting the right adviser to help you is vitally important if you are to find the right deal and keep costs under control.

We're on your side and you're the boss

At Mortgage ID we understand the needs of first time buyers. Because we work for you and not the lender we have your interests at heart. You’re welcome to tap into our experience to answer your questions. We’ll let you know within minutes the maximum you can borrow and be frank about your prospects of getting a mortgage. Our senior advisers will even coach you on the whole mortgage process and provide you with the knowledge to negotiate with sellers, estate agents and solicitors to get the best deal. Once your offer is accepted we'll take over to make the rest of the process as painless as possible.

...and we know what you like

We know you are looking for low monthly repayments and low application costs. Many lenders highlight the monthly payment and then sock it to you, under the table, with high charges and early redemption penalties. It’s how they boost their earnings. We think this is unfair as it restricts your flexibility to move and pay off your mortgage early. Besides, it usually costs you much more in the long run. There are always options which offer you both low payments and low costs. Choosing Mortgage ID will ensure that you get to hear about these elusive deals that often only brokers have access to.

Our commitment to you

Mortgage ID is committed to bringing you the best value mortgage that your circumstances will allow. We represent all UK and many European lenders and we have no financial ties to any financial services company which would effect the unbiased nature of our advice. You will get a good deal from us which will stand favourable comparison against any other offer you have received.